A personal accident insurance benefits not just you, but your entire family. Think of what will happen to your family or dependants in case of an accident. A regular monthly income will highly be unlikely, and your family will be facing financial troubles, charges for your treatment, cost of medicine and other various expenses. You and your family will be helpless in these difficult times along with all the emotional stress you will go through. It is strongly suggested that you purchase a personal accident cover as soon as you start earning.
The premium of this insurance policy is decided on the basis of your occupation. Hence your accident insurance cost may vary according to your job and insurance provider. It is very important that you compare insurance plans from different insurance providers before you zero out one as the scope of cover and benefits may largely vary from one company to another.
Factors to consider while choosing the right personal accidental insurance
Premium: It is the amount you pay annually to your policy provider to obtain the policy. This varies according to your occupation and policy holder you choose.
Policy coverage: The coverage should basically cover all regular activities that may lead to a mishap at home or at workplace. A policy that provides a wider coverage should be considered.
Insurer: before you decide your insurance provider, do a thorough research about the company, there background, market reputation and claim efficiency. Avoid choosing someone only for cheaper premiums.
Benefits to the family: this is without any doubt the most important factor while choosing your insurance. Choose a plan that provides higher compensation to the dependants in case of death or permanent disability.
Exclusions: another important key parameter that many people miss out on considering is exclusions. Before you make a decision check that all exclusions are duly explained and considered.
Coverage abroad: accidents can happen anywhere, make sure your plan gives you coverage for an accident that occurs outside the country as well.
Claim settlement: check with the insurance provider about settlement period and process. The claims should be settled sooner and the process should be simplified.
With rising medicinal costs and increasing accidents on road and at work, personal accidental cover should not be avoided. When it comes to finances, a good policy should provide peace of mind and a sufficient backup for unforeseen circumstances.
Get Insured
If you are somebody who is keen on protecting yourself from the risk of accidents and all the consequences that come with them, personal accident insurance cover is the right fit for you.
The GAP Vassilopoulos Group ενεργώντας ως Ανταποκριτής (Coverholder) της εταιρείας Lloyds Insurance company S.A., είναι σε θέση να σχεδιάσει μια εξατομικευμένη ασφάλεια έναντι Προσωπικών Ατυχημάτων. Δεν περιλαμβάνει μόνο κάλυψη για επείγουσα θεραπεία, αλλά και άλλα σημαντικά έξοδα τα οποία δυνατόν να αντιμετωπίσετε. Κάποια παραδείγματα είναι η φυσικοθεραπεία, μεταφορά και διαμονή.
Ready to request a personal accident insurance quote? Drop us an email through our website or feel free to contact us at 77 77 77 75 to compare and select the most appropriate personal accident insurance policy. Our GAP Insurance Agency team will respond promptly to your needs.