Public Liability Insurance covers the legal responsibility of the insured to third parties for accidental bodily injury, loss or damage to property that arises from and is directly related to his/her occupation.

Incidents can range from a slip and fall accident to property damage, each of these incidents may incur legal costs. Therefore, public liability insurance is designed to protect you and your business against financial losses.

Keep in mind that no matter how large or small your business is, public liability claims can be costly and even if you are ultimately found not responsible for damages, you could still incur legal costs while you defend yourself against the claim. Having public liability insurance in place offers you peace of mind against such eventualities.

Whilst public liability insurance is not a legal requirement, but it is considered an essential among business owners, and in some professions’ you may find it impossible to trade without it.

G.A.P Vassilopoulos acting as Coverholders on behalf of Lloyds Insurance company S.A. has been providing ‘A’ Rated Public Liability products to the Cyprus Market for the past 40 years.

Our Public Liability policies can accommodate a wide range of business ranging from retail shops, cafe/restaurants, offices, landlord’s property all the way to manufacturing plants and large warehouses.

For businesses supplying food and beverages, the policy can be further extended to provide coverage against food poisoning.