Protecting the physical premises of any business should be the top priority of owners to ensure operational continuity and to safeguard against the economic burdens resulting from insured damages/losses.

G.A.P Vassilopoulos acting as Coverholders on behalf of Lloyds Insurance company S.A. has been offering ‘A’ Rated comprehensive commercial property products to the Cyprus Market for the past 40 years.

Policies can be created to accommodate a wide range of business ranging from retail shops, cafe/restaurants, offices, landlord’s property, hotels all the way to manufacturing plants and large warehouses.

Cover is provided according to each individual client’s demand and need and can include among other cover for Buildings, Building Improvements, Contents, Stock, Equipment & Machinery, Fixtures & Fittings and Articles out in the open.

Standard Insured Perils include:

• Fire   
• Lightning  
• Explosion   
• Aircraft or other Aerial Devices or Articles   
• Hurricane, Cyclone, Tornado, Windstorm or Flood   
• Escape of Water   
• Earthquake or volcanic eruption   
• Impact of any road vehicle or animal   
• Riot, Strikes, Labour Disturbances or Malicious Damage   
• Smoke   

Optional Additional Covers include:

• Additional Costs and Expenses   
• Rent Payable   
• Rent Receivable   
• Reinstatement   
• Minor Contract Works Extension
• Bush Fire Extension 
• Business Interruption   
• New for Old
• Theft / Attempted theft